Small Business Decision: Buying vs Leasing Equipment

 Whether you are leasing or buying equipment, each has its own advantages and disadvantages. Depending on your need and what you have at the moment, leasing or buying will be your solution to the problem at hand. You just have to know when to lease and when to buy. Each has its own strengths at a certain point of your business situation. The same way, when weaknesses arise, it’s time to consider the benefits of the other.

When you lease equipment

Leasing gives you the capacity to operate with a low budget because your initial expense would be low and terms are flexible. However, if you continue leasing even when you already have the chance to buy, the cost will be expensive in the long run. Leased equipment can also be tax deducted as an expense. When your equipment is old, you can have it replaced at the end of the lease term which is renewable every year or two. The down side, aside from the long-run total expense, is that you can never own the equipment and you have to continue paying for the duration of the contract.

Lease or Buy? How to Conduct an Analysis

Lease or Buy? How to Conduct an Analysis

When you buy equipment

When buying your own equipment, you have to have the ready money because you buy the whole amount and the equipment is yours. Whatever you want to do with it, no one can stop you. For buying, you get tax incentive and if your equipment is eligible, you can receive depreciation deduction. Since you are able to buy the equipment, the initial cost is considered a disadvantage for those who are not ready with the amount. You can use the equipment for as long as it is working, thus, over the years, the cost per year gets smaller, although you are stuck with the same equipment too. You can opt to sell it and buy a new one every two years to battle obsolescence but you will have to take care of that yourself.

Should you lease or should you buy

How much money do you have available? If you have not enough, you do not have a choice but to lease the equipment. When you have the money, how long do you intend to use it? If you are going for short term, leasing is wise but if you are going for long term, better buy instead. Try to compute all the possible savings you are going to have via tax deductions and interest rates. Depending on what is important to you, you decide accordingly.

Leasing Vs Acquiring – The Benefits of Company Lease Agreements

Leasing Vs Acquiring – The Benefits of Company Lease Agreements

Leasing or buying is chosen depending on what your business is capable of doing and how long you intend to use the equipment. If you are going long term, it is wiser to buy but it still depends on what is important to you (like having a new equipment every two years or owning the equipment and making it last for decades).

The Top 5 Biggest Retirement Myths You Should Know the Truth About

Retirement is a common word known in the society and if you have the chance to look for definitions, you will probably end up with many. Retirement means seclusion, retreat, departure, regression and withdrawal. Those who are unfamiliar with retirement may found this to be uninteresting. Some individuals failed to experience successful and enjoyable retirements because they were not able to find a proper retirement plan. Retirement myths also stop these individuals from achieving an ideal retirement.

The Impact of Retirement Myths

When individuals believed retirement myths, they will surely encounter problems regarding their retirement plans. These myths stop individuals, especially retirees, from enjoying their retirement. These somehow display invaluable impact when connected to retirement that is why it is advisable to avoid these myths as much as possible. There are still several individuals that cling to retirement myths despite publicities and issues. Because of these myths, they failed to focus on the realistic things that aid for happy retirement.

The Big Retirement Myth: You'll Spend Less

The Big Retirement Myth: You’ll Spend Less

The Top 5 Biggest Retirement Myths and the Truths Revealed

The first common retirement myth is that this retirement signifies the end of a career. This is not true, because the truth is that retirement is a new chapter of life though there are some transitions and changes encountered as individuals step into a new lifestyle. The second myth is that retirement is only wonderful if individuals get more money. This myth is the effect of the advertisements made by financial companies. Retirement is wonderful even without millions because it signifies your long years of hard work and accomplishments.

The third myth is that retirement is claimed to be easy. This myth is what makes people think that retirement is just a simple thing, which it is actually not. There are even instances that individuals encountered difficulties and depressions as they retire from their job. Retirement is said to be the second phase of life and it must be dealt with proper attitude and mindset.

You think you know RRSPs?

You think you know RRSPs?

Spending lots of money with the wife or life partner upon retirement is the fourth retirement myth. Some are focused on planning long and luxurious vacation rather than engaging into proper retirement plan. This myth must be avoided because this will just make your money exhausted and you are left with nothing. The fifth retirement myth is being young to worry about retirement. Making plans can be done regardless of age and young as you are, you still need to engage in realistic planning.

Clear understanding about retirement myths will help individuals realize that these are not actually the key towards happy and successful retirement. Intelligent planning is still what it takes to experience an ideal retirement stage that you deserve.

Top 5 Sneakers Designed for Long Distance Running

Being in top physical form is no longer a guarantee that you’ll win in today’s competitive sports competition. This means that even if you train hard, that doesn’t automatically mean that you are the sure winner. Although there is no substitute for training hard, the equipment that you use can now help you obtain the competitive edge that you need in many sports competition. Sports equipment such as shoes and even the jerseys that you are wearing are the result of endless research and can spell the difference between victory and defeat. If you are a long distance runner, below are some of the best sneakers that you can use to make you become a winner.

Zoot Ultra Kalani 2

For triathletes, this is the sneaker that was designed especially for triathlon competition. This sneaker is a highly respected among the triathlon community and has been praised for its sleek design and most of all its performance. Its laces are easy to tighten but once tightened it is very secure. Unlike other shoes, it requires running 30 to 50 miles before it will have its proper break in and will perform at its best after. It is one of the best sneakers out in the market today.

Brooks Green Silence

Brooks Green Silence is long distance running shoe that is made mostly of recycled materials. It is very comfortable and light. If you want a sneaker that can perform but at the same time environment-friendly, you’ll surely be at home in Brooks Green Silence.

The 10 Best Sneakers for Long Distance Running

The 10 Best Sneakers for Long Distance Running

Saucony Kinvara 3

Training in the winter is rarely done because of the cold weather and the risk of getting injured through slippage. If you are looking for the right shoe, you will surely like this one. It has traction strong enough to prevent slippage during winter training. It is a great entry shoe at the same time and is good for those who are just starting in the long distance running event.

Asics Gel Hyper Speed 5

This is the right shoe for bursting speed in the middle of the run. The famous athlete who has worn Hyper Speed shoes ever since was Ryan Hall. The main selling point of Asics Gel Hyper Speed is its comfort while not compromising speed. However, durability has been an issue for this sneaker but not after you win some of the long distance running contests.

Adidas Adizero Adios 2

If you are looking for the ultimate long distance running shoe, met the Adidas Adizero Adios 2. This has been the shoes worn by athletes that have broken long distance running records. Performance, speed and grip is what makes this shoe second to none among the popular long distance running shoes out in the market today.

What's Your Favorite Running Shoe Brand?

What’s Your Favorite Running Shoe Brand?

Choosing the right shoe is your first step towards your dream of being a long distance runner. Remember to train hard, be disciplined and most of all get the best sneaker out in the market today. You can never go wrong in the sneakers mentioned above because they are the best long distance shoes out in the market today.

5 Natural Aphrodisiacs for Better Sex

Sex plays an important role in every relationship. That’s why couples try to give their partners the best sex of their lives all the time. They look for new ways to spice up their sexual encounters. Then again, there are times when a person’s sex life becomes plain and boring. You don’t want that to happen. You got to keep the flame burning. This is easy to do if you take note of these 5 natural aphrodisiacs and ensure that they’re in your system.

  1. Increase your energy with ginseng

The root has a stimulating effect that can increase your energy and libido. A lot of years have been spent studying this root and it has been shown time and again that it is indeed an aphrodisiac. It also helps in fighting sexual dysfunction in both sexes.

  1. Tasty caviar and a glass of vodka

Caviar has a lot of vitamins that keeps your body energized. It’s also rich in phosphorus and helps in cell regeneration. This aphrodisiac is said to double its effect when you eat it together with a glass of vodka. So if you want to have hot and steamy sex, prepare caviar and some vodka. You’ll surely have a great party inside the bedroom with your partner.

Ginseng and saffron ‘better aphrodisiacs’ than wine and chocolates

Ginseng and saffron ‘better aphrodisiacs’ than wine and chocolates

  1. The erotic tomato

It’s not called the “apple of love” for nothing. Looking at someone nibble a tomato sexily can already arouse you. Also, tomatoes can help you perform better in bed. It can calm your nerves prior to sex. It also helps you control your muscles much better.

  1. The green love goddess called avocado

Avocados have a lot of vitamin E that can boost your libido in no time. It also intensifies your orgasm. This fruit has got you covered from start to end. Apart from eating it, you can also rub it on your partner’s skin. It has a soft texture that can increase your desire for sex.

  Natural Aphrodisiacs Guide: Bombshell 'Cooking' Sensual Raw Food

Natural Aphrodisiacs Guide: Bombshell ‘Cooking’ Sensual Raw Food

  1. The ever-reliable chocolate

You know chocolate’s going to be in the list, and there’s good reason for it to be part of your menu of natural aphrodisiacs. It’s got phenyl ethylamine or PEA – the chemical your body produces when you’re in love. It makes you feel good and studies say that it stimulates sexual feelings in the brain.

Sex can give you a kind of bliss nothing else can. Then again, it can become boring when you lack libido and you don’t feel any excitement. Remember that a poor sexual life can affect your relationship and may even cause its downfall. So try to fill your kitchen with these natural aphrodisiacs. It can definitely help you to perform better on bed. Satisfying your sexual desires and that of your partner is easier when you let these aphrodisiacs help you.

3 Best Social Photo Sharing Services

The pictures you’ve got on your mobile phone and camera don’t have to be hidden anymore. With social photo sharing services within your reach, you can share your photos to the rest of the world whenever you want. There are a lot of social photo sharing services around, and it is sometimes hard for us to decide where we should post our pictures. Here are the top 3 social photo sharing services available:

  1. Instagram

Who doesn’t know Instagram? It’s just as popular as other social media sites like Facebook and Twitter. Instagram is an application that you can download on your phone. You don’t have to spend a penny to have the app. If the fact that it has millions of users doesn’t prove its popularity, then the investment Facebook has made on Instagram should be solid proof. Initially it was only available for people with Apple devices, but it’s now also available for those who are using Android-powered devices. Instagram is easy to use and has a lot of effects. However, everyone can see your photos. So if you don’t want the whole world to see your pictures, Instagram might not be for you.

HOW TO: Add Social Sharing Buttons to Your Website

HOW TO: Add Social Sharing Buttons to Your Website

  1. Flickr

Flickr is also a great photo sharing site from Yahoo. Like Instagram, you can make use of Flickr without spending a penny. The site offers you several features when it comes to sharing, uploading, and downloading pictures. There are so many people who make use of Flickr. If you want to have unlimited storage, you only need to pay a fee of $25. For that amount, all your photos can be saved with maximum resolution. That’s definitely a good price. No doubt that the site is one of the best photo sharing sites today.

  1. Picasa

If Yahoo has Flickr, then Google has Picasa. Those who make use of Google services will surely love Picasa. Everything’s integrated already. No need to copy URLs or embed codes. Picasa has an image editor that has pretty much everything you need. It’s supplied by Picnik and is very easy to use. Picasa, like Flickr, also provides premium service for a cost. The amount is based on storage space. Picasa offers up to a whopping 1 terabyte of storage space.

Sharing the Knowledge by Vertical Measure

Sharing the Knowledge by Vertical Measure

These 3 photo sharing services are worth a try if you love photos and you want to share them. You can get all of them for free. It’s up to you to go a notch higher and opt for premium service. After trying all 3, you can then decide which one is best for you. We can’t say which one is the best amongst the 3 because it is still your preference that matters. The best photo sharing service is one that has all the features you need. What others say won’t really make a difference. It all boils down to what you really want and need.